Guides
Plain-language explainers on how Australian tax, super, GST and stamp duty actually work, alongside our calculators.
How Much Tax Do I Pay on $80,000 in Australia?
A worked example of the tax, Medicare levy and take-home pay on an $80,000 salary.
How Does Superannuation Work in Australia?
A plain-language guide to super guarantee contributions, tax, caps and accessing your balance.
Stamp Duty by State Explained
How stamp duty differs across every Australian state and territory, and why.
How Is GST Calculated in Australia?
The maths behind Australia's 10% GST, with worked examples for adding and removing it.
What Is the Medicare Levy and Who Pays It?
How the 2% Medicare levy works, who's exempt, and how it differs from the surcharge.
How Does HECS-HELP Repayment Work?
When compulsory HECS-HELP repayments start, how they're calculated, and how to pay faster.
What Is the Low Income Tax Offset (LITO)?
How the low income tax offset reduces your tax bill, and who qualifies for it.
Super Guarantee Rate: A Timeline of Changes
How Australia's compulsory super rate has risen over time, and what's next.
First Home Buyer Stamp Duty Concessions in Australia
A state-by-state look at stamp duty exemptions and concessions for first home buyers.
Salary Sacrifice and Novated Leases: How They Affect Your Pay
How salary sacrificing super or a novated lease changes your taxable income and take-home pay.
How to Read Your Payslip in Australia
What every line on an Australian payslip means — gross, net, YTD, PAYG withholding and super.
How to Lodge a Tax Return in Australia
When tax returns are due, what you can claim, and how to lodge through myGov or a tax agent.
Tax Offsets in Australia Explained
How tax offsets differ from deductions, and the main offsets most taxpayers can access.
Where Your Tax Goes in Australia
How the federal government actually spends the income tax you pay, based on the federal budget.